Indians : Does anyone have or know about a good dental insurance company that covers major procedures? Â

Indians : Does anyone have or know about a good dental insurance company that covers major procedures?  

answers 0:Am trying to get good dental insurance coverage that will cover major procedures.. If u can find something can u give me the website??Please tell me what is the procedures if i get right now insurance after paying amount , will the company pay me for dental treatments or insurance must get mature for 1 year , so till that i must pay from my pocket for treatment ?????...Show moreanswers 1:Nope, there's no such thing you can get, on private dental insurance.That's because most people are like you - they don't want to buy dental insurance, until AFTER they know that they're going to put in thousands and thousands of dollars in claims. Insurance companies can't stay in business like that - so they structure the policies, wher! e they won't pay out more than they cost, UNLESS there's a large group of people buying in, and the people WITHOUT claims are able to subsidize the people WITH claims....answers 2:What kind of dental procedures do you need. Insurance does not cover cosmetic procedures (that are not health related). So if you are looking for cosmetic procedures, you would likely need to pay that yourself even if you had insurance.I am 58 years old and the only dental procedure I needed since birth, other than fluoride until I was 16 and cleaning, was pulling a molar that split 4 ways on a bone in a BK Triple Stacker 3 years ago. And the cost out of pocket for that was about what one year of dental insurance would have cost. So I have never had dental insurance....answers 3:Every insurance is slightly different in waiting period, amount of coverage and cost. You should call an independent insurance agent and tell him what you want. Dental plans are very cheap but they dont do much. Some ! serious procedures have long wait periods but it varies with e! ach company. You can usually have cleaning quickly. You have to decide whether to pay monthly for a year or if you need work done now, pay for it. You can get cheaper work done through a dental school or look for a low cost clinic that also offers dental services....answers 4:Most Dental policies have a maximum annual benefit of $1000 and that could be applied to major procedures but probably not cover all of the charges.